I included a link to the San Diego Police crime statistic site for you to explore. If you want areas close to public transportation you might want to consider Mission Valley, Normal Heights, University Heights, Little Italy and of course downtown. Downtown may not fall into you description of affordable.
To answer your question I recommend you check out Tierrasanta, zip code 92124. If you car does not have an alarm make sure you get a place with a garage; this goes for any place in San Diego because of our proximity to Mexico.
Safe and affordable are all relative. Fortunately, San Diego is America's Finest City for a reason and there are plenty of safe areas to live. On the flip side, such demand generally means a higher cost of living. It is certainly a good idea to check out the police stats referenced below by Jerry, but if you talk to someone directly who is very familiar with various parts of San Diego, that individual should be able to get you headed in the right direction. No matter where it is you decide to live, I'd strongly encourage you to spend time in the area, at different times, and to talk with people you encounter to get their opinions on the area. Your question is quite broad and the answer can be fine tuned with additional information. I would like to add that sometimes peoples' perception and reality are two different things. I lived on 95th and Third
Avenue on the Upper East Side in Manhattan and one of my childhood friends just had it in his head that it was dangerous (simply because it was near Harlem) and he refused to come pick me up. He couldn't have been further from the truth. At any rate, only you know what your comfort level is as far as safety and affordability are concerned. Best of luck.
Chad Basinger, REALTORÂ®, CPA, CFPÂ®
As a renter, you have many options. Do you want to rent a house or apartment? The San Diego metro area is pretty large; Rancho Bernardo is considered San Diego. If you want to stay in the city, you might want to look at rentals, and then drive the neighborhoods you're looking in at different times of the day and night. That's what home buyers do when they're shopping homes and neighborhoods. Do some online research asking the questions you have; it's a great way yo find some great forums.
Good luck to you!
It would appear you have gotten many great answers, and you have. If you are looking to buy, the best answer always starts with a lender. Call 2 or 3 national lenders and make appointment to see exactly what you can afford. You can then start looking at what you would want, a house, a townhome or a condo.
Affordability is a relative term. The house, townhome or condo you can afford depends on known factors, the size, the age and the location. The unknown factor is balancing what you want with what you can afford in a location that makes you feel safe and close to what you need...your job, shopping, schools, etc.
Please look at this more as putting the pieces of a puzzle together that will result in a picture you can enjoy for years to come.
Best of luck to you,
Mark & Kari Shea
Shea Real Estate
Serving Greater San Diego
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