There are many landlords that will give you a chance. I have not seen your credit so I cannot definitively state, that you will be rented an apartment. The things that bring red flags to landlords, are 1) Have you recently been evicted 2) Is your current credit still showing late payments. You have got to ask yourself, if you are not paying anyone, why should a landlord take a chance with you. You can always try and offer additional security as a sign of good faith that you are trying to repair your credit. You can also write a letter explaining what happened in the past that effected your credit. Life does happen. People loose their jobs, get ill, have a relationship break-up. I can also, say that if you are only going for the top of the line apartments where landlords get a lot of applications to choose from, they are going to make a business decision to pick the best person on paper. Perhaps you may want to move down a notch. There are a lot of great apartments. You can be open minded also. This may give you the chance to build a good rental history. After a year or two, move up to the apartment that you really desire. I have apartments available if you are interested.