Davida Ducke…, Renter in Bronx, NY

I'm looking for a studio or 1 bedroom apartment preferably with utilities included. The most rent I can pay is $1,000.

Asked by Davida Duckett, Bronx, NY Mon Aug 27, 2012

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9
Rent today; Buy tomorrow. How to convert from Tenant to Homeowner.

When I rented my first apartment in Astoria, I did not want to be a Tenant my whole life and pay my Landlord’s mortgage. I longed to become a Homeowner.

That’s why I found my way into the mortgage business in 1989 and soon afterward became a Homeowner. Here are the fundamentals any Tenant should know to prepare to become a Homeowner in the future, no matter when that might be.

• Credit: Establish 3 credit accounts, no more than 5. Pay your bills on time. Keep your balances to no more than 50% of your credit limit. Don’t pay off the accounts in full. Keep balances active for 12-24 months. All of the above will provide both a good credit score and adequate credit history to qualify for a mortgage loan.

• Assets: A basic savings budget isn’t hard to do. Pay your rent first in your budget; then set aside 10% of your income before taxes . Make it a budget priority and you’ll still have money left over for entertainment and restaurants and clothing.

How much money do you need to buy a home? Many buyers spend no more than $25,000 to buy their first homes. There are loan programs with low down payment requirements and many real estate agents negotiate for their Buyers a “Seller’s concession” to include the Buyer’s closing costs (which are HIGH here in New York!) in the price of the home.

• Income: Two years consistent income is the basic requirement for either a salaried individual or a self-employed person. Income from Bonus, Commission, and Overtime is treated differently and is best discussed with your Mortgage Banker.

• Market Survey: it doesn’t hurt to go out and get to know neighborhoods where you might like to buy a home. Visit open houses on Saturdays and Sundays. It’s okay that you’re not yet buying; tell the Realtor at the Open House you’re just beginning your “survey.” You’ll also get to know market prices for different kinds of homes. It’s okay to “window shop” homes on the weekend at Open Houses!

I hope these fundamentals will help you better understand the path to homeownership is a process that, with preparation and dedication, you can move through easily. And if you’re interested in getting Prequalified today to create an Action Plan for your future of Homeownership, call me anytime!

Trevor Curran
NMLS #40140
http://www.tcurranmortgage.com

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1 vote Thank Flag Link Tue Aug 20, 2013
Davida,


I have studios for that budget. Give me a call or email so that we may discuss further options.


Sincerely, 
Antonio Sanchez
Exit Realty Search
Licensed Real Estate Salesperson
3928 E. Tremont Avenue
CELL: 347-320-0673
FAX:    347-202-4966

antonio@exitrealtysearch.com
http://www.lovingmytown.com
0 votes Thank Flag Link Mon Dec 9, 2013
Davida,

I just got a Studio coming up in Throgs Neck for October, you can call our office at 347-202-4965 or 718-892-9300.


Millie Valentin
Rental Specialist, Marketing and Sales Coordinator

Exit Realty Search
3928 E. Tremont Avenue
Bronx, NY 10465 http://www.ExitRealtySearch.us

*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!e to hear from you soon!
Web Reference: http://throgsneckhomes.com
0 votes Thank Flag Link Fri Sep 13, 2013
Please give our office a call at 718-798-9800/347-326-6276. We will be very happy to assist you in your search for a suitable apartment for you. Our office hours are: 10:AM to 7:PM seven days a week. We are looking forward to hearing from you.
0 votes Thank Flag Link Fri Sep 13, 2013
Davida,

Our Office has a variety of rentals please call our office at 347-202-4965 or 718-892-9300.

At Exit Realty Search we have highly trained and professional rental specialist to work with you and help you find the place to call home. We also have flexible hours and we are open 7 days a week for your convenience. Hope to hear from you soon.

I have rentals in your price range you can reach me directly at 646-957-4648!

Millie Valentin
Rental Specialist, Marketing and Sales Coordinator

Exit Realty Search
3928 E. Tremont Avenue
Bronx, NY 10465 http://www.ExitRealtySearch.us


*If you thought my answer was helpful, please give me a “Thumbs Up” or “Best Answer.” Thanks!
Web Reference: http://throgsneckhomes.com
0 votes Thank Flag Link Fri Sep 6, 2013
Good morning Davida,

Our office has an extensive renal department, servicing various areas of the Bronx. Feel free to give my office a call so we may further assist you: (347) 202-4965 or call me directly at the number below . We have flexible business hours and are here to service your needs 7 days a week.

Bryant Mero
EXIT Realty Search
917- 327-7870
Bryant@exitrealtysearch.com
Certified Buyers Representative


If you thought my answer was helpful please give me a "Thumbs-Up" or "Best Answer"

Best of luck with your search!
Web Reference: http://bryantmero.com/
0 votes Thank Flag Link Wed Aug 21, 2013
I have a client with a studio in the uptown Bronx area in the range that you mentioned. It's in the 218th street and Bronxwood Avenue area. It came into the office today but I haven't seen it yet. If you are interested please give me a call and I will check it out tomorrow. 914-299-0420. There are also other rentals available that can fit your budget.
0 votes Thank Flag Link Mon Aug 27, 2012
Hi David,
Contact me directly @ 646-305-6318. I'd be glad to help you! Take care and good luck!
0 votes Thank Flag Link Mon Aug 27, 2012
Hello Davida,
Thanks for your inquiry. I'd be happy to assist you with your apt search.
Give me a call so we can discuss what you're looking for in your new place.

Thank you,
Ceasar
Exit Realty Search
646.338.7267
sellandbuyhomes2@gmail.com
0 votes Thank Flag Link Mon Aug 27, 2012
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