I don't have a specific answer to your question, but if you haven't found your property yet our program might meet your needs. Check out the website http://www.SuburbanRTOHomes.com . We purchase foreclosed homes throughout the Chicagoland area gut them, rehab them, and put them back on the market for a short term rent to own. We apply all your rents and security deposit 100% towards the downpayment on the home. All our homes come with new stainless steel appliances in the kitchen and a new washer and dryer. When you visit our website, make sure you click on the big red box that says 'how it works' - call me for more details at your convenience at 630-430-1091.
Feel free to email me or call me directly at 773.551.4769.
Best of Luck!
I'd love to know more about your specific situation, so call me if you're interested in my assistance.