If however, circumstances have improved and evidence of positive action present, the remaining hurdle will be a generous deposit.
There are many, many kind-hearted folks willing to help, but eventually, someone takes advantage of there kindness and creates a great hardship. Kindness now must take a back seat to a very pragmatic approach to your situation. In essence, a landlord may want from you, in advance, the money plus extra to pay for your eviction should that become necessary at some time in the future.
Best of success in finding your new place.
*You might want to set up a meeting if possible and explain your situation on what happened previously. Tell them upfront as opposed to letting them find out through the credit bureau.
*If your past eviction was due to non payment/damages, you might want to make restitution with the previous landlords. And then be able to show a verification of payment. That will also, put you back in good standing with the previous landlord, whom the new landlord will ultimately call for a reference. And get it off your credit report. You may have parted on bad terms, but you will have to put on your "Big Boy/Big Girl Panties" suck it up and do what you need to, because at the end of the day you/your family need a place to stay, and this doesn't go away.
*You may have to consider making a larger security deposit
* Consider doing automatic direct deposits as opposed to them waiting on the checks. Because remember, their mortgage payment is due on the 1st of the month, and if your payment is late, they could incur penalties as well.
* If it was a pet issue, you might not want to bring that pet or again the larger deposit if the pet is family.
Your credit score being "not that great" again is within your power to change. Like I said everyones situaltion is different. If you lost your job and were unable to pay your bills, or rent for example, is understandable. So you might want to show a prospective landlord maybe a 3 year credit history before it took a turn, and maybe, if you are on the road to recovery show your most recent trend of getting your bills paid. Remember your credit report is a picture history of your willingness to pay or repay what has been extended to you.
Just some suggestions to consider. Wishing you the best of luck.
Coldwell Banker United Realtors
Military Relocation Specialist
NMLS # 6395
Financing Kentucky One Home at a Time
You might try to have a family member co sign on a lease to protect the owner as an option as well.
Good luck to you,
Myke Triebold, GRI, LMC, ABR, SFR