For Rent in 32539>Question Details

s.r.n.1220, Renter in Crestview, FL

How do I get landlords & realtors to rent to me with an eviction in my past ?

Asked by s.r.n.1220, Crestview, FL Fri Jun 1, 2012

My credit score is poor as well,so.. ?

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My credit report didn't look so stellar, but after a couple of home owners, one of them gave us a chance. We prepaid a couple of months rent as well as a deposit. We are in our second year renting with them and have NEVER once been not even one day late paying them.
0 votes Thank Flag Link Mon Mar 4, 2013
If the circumstances and/or pattern of behavior that caused the previous eviction still exist, that would suggest the future for the landlord will be problematic.

If however, circumstances have improved and evidence of positive action present, the remaining hurdle will be a generous deposit.

There are many, many kind-hearted folks willing to help, but eventually, someone takes advantage of there kindness and creates a great hardship. Kindness now must take a back seat to a very pragmatic approach to your situation. In essence, a landlord may want from you, in advance, the money plus extra to pay for your eviction should that become necessary at some time in the future.

Best of success in finding your new place.
0 votes Thank Flag Link Fri Jun 1, 2012
Many renters have a story about their credit past. Evictions can be the most problematic. If you have a good story with good intentions for the future you can get a new rent unit.
0 votes Thank Flag Link Fri Jun 1, 2012
S.R.N. -While we don't have a magic answer for you, we can guide you with some possible alternatives. Everyone's situation is different, as well as are landlords. It's really not so much of how can they be made to rent to you, as opposed to what can you do to make them want to rent to you.

*You might want to set up a meeting if possible and explain your situation on what happened previously. Tell them upfront as opposed to letting them find out through the credit bureau.

*If your past eviction was due to non payment/damages, you might want to make restitution with the previous landlords. And then be able to show a verification of payment. That will also, put you back in good standing with the previous landlord, whom the new landlord will ultimately call for a reference. And get it off your credit report. You may have parted on bad terms, but you will have to put on your "Big Boy/Big Girl Panties" suck it up and do what you need to, because at the end of the day you/your family need a place to stay, and this doesn't go away.

*You may have to consider making a larger security deposit

* Consider doing automatic direct deposits as opposed to them waiting on the checks. Because remember, their mortgage payment is due on the 1st of the month, and if your payment is late, they could incur penalties as well.

* If it was a pet issue, you might not want to bring that pet or again the larger deposit if the pet is family.

Your credit score being "not that great" again is within your power to change. Like I said everyones situaltion is different. If you lost your job and were unable to pay your bills, or rent for example, is understandable. So you might want to show a prospective landlord maybe a 3 year credit history before it took a turn, and maybe, if you are on the road to recovery show your most recent trend of getting your bills paid. Remember your credit report is a picture history of your willingness to pay or repay what has been extended to you.

Just some suggestions to consider. Wishing you the best of luck.

Karen Butler
Coldwell Banker United Realtors
Military Relocation Specialist
850-830-8780
Web Reference: http://www.KarenButler.com
0 votes Thank Flag Link Fri Jun 1, 2012
Ask yourself what you would do if the tables were reversed. If a landlord had two prospects one with perfect credit and one with your credit history what would sway them your direction? Higher rent, larger security deposit, rent paid in advance, etc. Good luck,

Jim Simms
NMLS # 6395
JSimms@cmcloans.com
Financing Kentucky One Home at a Time
0 votes Thank Flag Link Fri Jun 1, 2012
While I understand that one simply says " put yourself in their shoes" it's not always that simple. If one with perfect credit to me raises a higher red flag than one who does not. Only reason I say this is because it's not often or common for one to RENT with perfect credit verses BUYING. It's given why someone with less than perfect credit is renting because they don't have perfect credit. I am in a similar boat as the OP but we have avg. credit we had a judgment placed against us but had a verbal agreement that everything would be fine as long as we were out by the end of the month so the landlord wouldn't lose income and we did but he still placed a judgement 85% of one months rent plus court costs ( which we never got papers to appear). We paid it in full and got a satisfied all money owed letter. Thinking this is our truce and tried to move on and now after a successful year of renting in an apartment we are trying to move back into another rental home but are getting turned down
Flag Thu Feb 20, 2014
There may be someone out there that will rent to you but you cannot force a landlord to accept you as a tenant if you do not meet their minimum criteria and we as Realtors often follow directives from owners regarding eviction history; some owners are ok with it and others are not. Offering a very large security deposit might help secure a place.
0 votes Thank Flag Link Fri Jun 1, 2012
probably depends on where you are now and how long ago it was. Do you have income verification? Do you have utility bill history? What sort of proof can you give a landlord that they can count on you to pay your rent? These are all questions you will have to document. Was it an eviction from a foreclosure or from a rental? These will all have an effect on what you can do. A landlord is taking a chance that they might have to start legal proceedings to have you evicted if you don't pay your rent, and this is time consuming and costly to the owner. Most owners are relying on the rent payment to pay their mortgage and taxes, and they can't afford to be "stiffed" by a tenant.

You might try to have a family member co sign on a lease to protect the owner as an option as well.

Good luck to you,
Myke Triebold, GRI, LMC, ABR, SFR
850-305-6256
0 votes Thank Flag Link Fri Jun 1, 2012
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