You may qualify to buy FHA from a minimum 580 fico score and 3.5% down or as low as half percent down payment program. You may qualify to buy with minimum out of pocket expenses and pay less than rent. It only takes a few dozen questions to qualify you in minutes and go over your options.
I specialize in Over and Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify. Here are some links to study and consider that I offer in RENT vs BUY options.
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
9am till 7pm 7 days
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You have asked about the Torrance area zip codes that are truly different and will produce completely different results for your family. 90502 is located in Torrance P.O. an area that is mostly part of the unincorporated neighborhood of LA County. It carries the Torrance name only because the Torrance area Post Offices service it. 90503 is West Torrance and part of the city of Torrance. Utilizing the services offered by the City of Torrance (schools, police, fire etc). The rental options will be different for you and your budget. Feel free to contact me to discuss what I can do for you and your budget options.