You must immediately report to the consumer Financial Protection Bureau at CFPB. Gov.Gov and to the state banking examiner for criminal prosecution. There may be whistle blower money in it for you as there are banks behind every mortgage and each mortgage has a specific Loan Officer ID associated with it. Please by all means keep us up to date as to the out come.
When a foreclosure is conducted according to law, the debtor's right of redemption is forever barred by the foreclosure. That means the debtor has lost the title to the property and the lender is the new owner. That phrase is also used when a municipality takes possession of a property for non-payment of real estate taxes through a judicial process. The final court decree in a tax title case forever bars the delinquent owner's right of redemption by reason of the tax... more