I am Kelleigh Reed & local if you need a lender 619 702 4468

We do manual underwriting. Email me the full story and I'll let you know if it is something we can work with.

Laura-
On our retail side, we are manually Underwriting government files down to a 500 credit score. I'll be glad to help out your vet if you would like.

Luke Allison
Flagstar Bank
828-777-8828

Cal Vet/VA is not score driven. If he has other monthly bills that are paid in a timely manner for the past 12 months, a case can be built for creating a positive credit history. Other compensating factors can be job history, income, assets, etc. Great time to buy! I have three Cal Vet/VA loans in pipeline right now, one foreclosure and two shortsales. Good luck, Lori Jayne noplacelikehomeloans@yahoo.com

Laura:

Contact me off line for the best VA / FHA guy in CA. He has gotten loans approved for me (and others I know) in 24-48 hours that others have not been able to get through in 45 days. Anyone else who would like this referral, feel free to contact me through my profile. Dare to Dream.

Shel-lee Davis
Real Estate Consultant
RE/MAX Palos Verdes Realty