Terry- If you look here, you can get a good feel for what's available in your area.

http://www.hsh.com/ls-tx.html

Good Luck!

unfortunately rates are starting to rise just a bit........I believe they were down to 4.5 a few months ago. The last time I checked I believe it is upper 4's lower 4's now for excellent credit.
It really doesnt matter what lender you go to as far as the rate goes...whoever you feel comfortable with

Hi Terry,
Everyone is correct, I have a link on the 1st page of my website, that shows the ups and down of mortgage rates...and they do appear to be on a slight rise. I have several lenders that I do business with that I could refer you too and check their rates, if your interested. Just let me know. One question you might want to ask is, how much will that rate cost me, as you can also buy down your interest rate for a price!
Thanks
Linda Morris http://www.LindasRealEstateWorld.com

You can get a Good Faith Estimate from as many lenders as you want. Most will be very close, because in the end.... We all sell to the same big banks.

Terry, Here is one place you can do a little comparing ... http://mortgage-x.com/x/state.asp?st=TX
Just click on the loan type you are interested in and remember DUE DILIGENCE is your responsibility.

The site has a lot of info you might be interested in ... http://mortgage-x.com/general/rate_trend.asp
http://mortgage-x.com/trends.htm

Gov. site that keeps track of mortgage rates ... http://www.fhfa.gov/

Something you may wish to give a look .... http://ml-implode.com/

There are many sites where you can compare rates just remember that thing about Due Diligence.

Dunes