Business income looks backwards 2 years. If the problem is that your income has been rising but the average over the last 2 years is too low to get the loan you need, then it is just a matter of time before your income reaches the level you need.

Some lenders look not only at taxable income but also cash flow to determine your ability to pay. Cash flow includes other non-cash items, like depreciation.

If you made a mistake and are reporting too little income, you can fix that.

What is the prublem? You need to show you made the money .

You can contact Jeff at Lakeside Mortgage 903-887-7366 and he will shoot you straight on what you need to do to qualify. Once you are qualified to buy a home call me and I will show you how I can rebate you cash after closing on a house.
Richard