Sorry to hear about your current loan approval situation. So the lender claims its an unacceptable property due the appraisal report? Is it a short sale or foreclosure? I may be able to help. Feel free to contact me.
This loan type allows you to build in the cost of the repairs and improvements and finance it through the loan with no out of pocket cost to you.
Many lenders do not do the 203k loan but we are experts, call or email me and I would be happy to go over it with you in more detail and see if its something that would work for you.