Another alternative is to pay cash and do HELOC if you plan to live in it.
Send me an email and tell me a little more about the home, what your goal is, etc.
It may depend on if you will use it for investment or to live in.
Also where is the home.
These are for primary residence borrowers only.
Can you give us more information? If not, have your Realtor refer you to a licensed mortgage loan officer. Skip the banks for now as they are too conservative. IMHO
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