closing costs to buy a home run a b o u t 5 to 6 percent of the purchase price.
You could ask the seller for contributions toward your closing costs. There are different guidelines for each loan product.
Please feel free to contact me, if I may be of any service to you.
Lic. Loan Originator
HGF - Pembroke Pines
You can get a free quote from TIMIOS.com that is extremely accurate, then add lender fees to that estimate. That will give you a pretty good estimate of costs.
Best wishes, Jim
For one thing, the Prepaid Taxes are computed by the month that the Escrow Closes;
from 1 month's taxes, on to 6 month's taxes.
This can have a major impact on the cash you need to bring.
Also, insurance may vary with the house you select and the fees for the Title Co. will too.
Also, depending upon the Seller, you may negotiate some or all of the Closing Costs away.
You need to talk to your Realtor.
Good luck and May God bless