Financing in Pembroke Pines>Question Details

Beverly A Ja…, Home Buyer in Pembroke Pines, FL

standard closing costs in Florida

Asked by Beverly A Jacobs, Pembroke Pines, FL Wed Jun 20, 2012

What are the standards costs for buyer closing on sale in florida

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3
Hello Beverly,

closing costs to buy a home run a b o u t 5 to 6 percent of the purchase price.

You could ask the seller for contributions toward your closing costs. There are different guidelines for each loan product.

Please feel free to contact me, if I may be of any service to you.

Best Regards,
Beate Rodriguez
Lic. Loan Originator
HGF - Pembroke Pines

Beate.Rodriguez@HGFLoans.com
Cell: 954.695.4849
0 votes Thank Flag Link Wed Jun 20, 2012
Unfortunately, most real estate agents are not equipped to give exact figures, nor are loan officers, for that matter. We all depend on closing attorney's, closing agents, or title firms to give us accurate numbers.

You can get a free quote from TIMIOS.com that is extremely accurate, then add lender fees to that estimate. That will give you a pretty good estimate of costs.

Best wishes, Jim
0 votes Thank Flag Link Wed Jun 20, 2012
Sorry, there is no STANDARD:
For one thing, the Prepaid Taxes are computed by the month that the Escrow Closes;
from 1 month's taxes, on to 6 month's taxes.
This can have a major impact on the cash you need to bring.
Also, insurance may vary with the house you select and the fees for the Title Co. will too.

Also, depending upon the Seller, you may negotiate some or all of the Closing Costs away.

You need to talk to your Realtor.

Good luck and May God bless
0 votes Thank Flag Link Wed Jun 20, 2012
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