The first responder said it best. As long as they were not short sales, you can get financing for your next home at any time that you want.
Right now Real Estate prices are artificially depressed, but those Real Estate prices will not remain depressed forever. I recommend that you get a home of your own while Real Estate prices are still depressed.
Also, interest rates are the lowest that they have been in over 50 years, but those interest rates will not remain low forever. Now is the time to lock in a low interest rate.
Also rents are rising and those rents will continue to rise. When you get a home of your own, your costs of financing remain the same as long as you get a fixed interest rate loan.
No matter what happens, your costs on that loan will not increase, no matter how much interest rates rise and Real Estate prices rise.
Charles Butterfield MBA
Real estate Broker/REALTOR
Cell Phone: (408)509-6218