Financing in San Rafael>Question Details

Refinanceque…, Home Owner in San Rafael, CA

recommend lender for refinancing

Asked by Refinancequestion, San Rafael, CA Fri Oct 29, 2010

I am interested in refinancing my home loan to get a lower interest rate. Pretty straightforward loan - would refinance 80% of value of home, looking for lowest rate (and low costs) for a 30 year fixed. Any recommendations? I live in the San Francisco Bay Area.

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10
I'll also recommend Marney Solle. Great rates and service.
0 votes Thank Flag Link Sat Oct 30, 2010
Would recommend trying these people & based locally which helps:

Marney Solle / Terra Mortgage Banking - T 415 454 8881

Maggie Brind ' Amour / Wells Fargo - T -415 482 0732

Andrew Grossman / Princeton Capital - T 415 464 3322.

Rates are great if you have adecent credit score.
Best, Nigel

Nigel Faulkner / Coldwell Banker
415 298 2485
Web Reference: http://www.Nigel4RE.com
0 votes Thank Flag Link Fri Oct 29, 2010
Go to ING. They have the best rates if you qualify
Web Reference: http://www.ingdirect.com
0 votes Thank Flag Link Fri Oct 29, 2010
Call me with your scenario and I will give you the live pricing that I have with no broker junk fees.

Fred Glick
415-683-6940
Web Reference: http://fglick.com
0 votes Thank Flag Link Fri Oct 29, 2010
I'm currently helping homeowners refinance their conventional mortgages. If your loan is owned by Fannie or Freddie, you should be eligible for a special refi program that doesn't require an appraisal (that saves you money). In our current rate market, you can also refinance with NO closing costs and still get a great rate.

Contact me if you would like additional information.

Barbara
0 votes Thank Flag Link Fri Oct 29, 2010
Call Nevin at California Mortgage Advisors 415.526.1940.
0 votes Thank Flag Link Fri Oct 29, 2010
Always try to go with a local bank or credit union. They really haven't been affected too much by the big boy financial crisis and usually do not have too many hoops to jump through.
0 votes Thank Flag Link Fri Oct 29, 2010
Hi

I agree with Cyndi. Referrals are a great way to go. About 75% of my business is from referrals.
If you have a cookie cutter loan, then you can venture out and look for the best pricing.
I have been originating loans in CA for 20 years and am always looking for new clients.
I would go with a "NO COST" refinance right now, as I feel they are the most cost effective.
Feel free to visit my site at http://www.donmaher.com for more valuable information on the refi process.
Good luck.

Don Maher
Universal Capital Mortgage Corp
(800) 736-0565
Web Reference: http://www.donmaher.com
0 votes Thank Flag Link Fri Oct 29, 2010
The loan amount is important to know before anybody can offer a quote. There are definetly other things that come into the equation for getting the best rates.

Jacob
Web Reference: http://bestcamortgages.com
0 votes Thank Flag Link Fri Oct 29, 2010
My best suggestion, ask your family, friends and/or co-workers to see if they've recently purchase a home or refinanced and ask for a referral.

Good Luck!
0 votes Thank Flag Link Fri Oct 29, 2010
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