I'm a Local Mortgage Banker and I'd be happy to review your refinance request to determine how, if possible, to assist you with a refinance on your 3Family home. There may be any number of reasons why your current application is not closing. It is extremely unprofessional for your Loan Officer not to respond to your request for a clear explanation.
Give me a call and we can schedule a face-to-face meeting to find a refinance solution for you.
I'm a veteran mortgage professional with 22+ years experience helping HomeOwners. I'd be happy to sit down with you and prequalify you for mortgage financing. We'll review the basics of a successful mortgage approval: IAC or Income, Assets, and Credit. You'll know exactly what loan amounts and programs you're qualified for. If you're not ready yet, you'll learn that, too, and we'll create an "Action Plan" to prepare you for a refinance in the future.
PowerHouse Solutions, Inc.
185 Great Neck Rd, Suite 240
Great Neck NY 11021
Licensed Mortgage Banker â€“ NYS Dept. of Financial Services
Cell: 646) 580-4839
If you want to discuss your situation in more detail please Email me on firstname.lastname@example.org: When you are ready to buy your home after obtaining a pre- approval i will assist you with finding a home.
Realty Mark Cityscape
You simply have to speak to a bunch of different mortgage brokers and bankers, shop around and see what is out there. Without reviewing your tax returns, W-2s, bank statements, credit report and property appraisal, it is too difficult to give a realistic answer to this question.
If you need help I know several mortgage bankers in Brooklyn who have creative programs and may be able to help you. Feel free to call me and good luck!
Mitchell S. Feldman
Associate Broker/ Director of Sales
Madison Estates & Properties, Inc.
Office: (718) 645-1665/ Cell: (917) 805-0783
You need to work with a loan officer that knows what they are doing. As John pointed out, you must be given a denial letter with reason. Also the outcome of your application must be decided within 30 of application. At that point they must tell you if you have:
or they need more time.
If you are underwater, my bank can refinance (rate/term) under HARP2.