If you need help in finding the right lender feel free to contact me and I will do my best to direct you to the lender that offers you the best rate and lowest "out-of-pocket" expenses you might incur. I may be contacted at (937) 371-8100.
My short answer is that yes you and your fiance should be ok. However I am a Realtor and NOT a mortgage lender and honestly ONLY a mortgage lender would be able to answer your questions fully. My company, Irongate Inc. Realtors, is the largest locally owned real estate company in the Dayton area and we are also partnered with the largest locally owned credit union in the area, Wright Patt Credit Union. My suggestion would be to call Annette Kindel, she is a GREAT mortgage originator that works out of my office, and she can go over your information over the phone and possibly even get you a pre-approval prior to your move. If you are interested please call Annette at (937) 432-0806. Additionally, if you have any other questions please feel free to give me a call as well.
Thanks, and hope your move goes great.
Irongate Inc. Realtors
Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans | 949-273-4161 direct