Depending on your actual credit history, there are supposedly some lenders still out there that may still do loans for scores as low as yours. I don't know of any personally. But be patient, I'm certain you will hear from one in this venue soon. However, what I do know is that the probably of one of these lenders actually approving you in the end is slim to none. And if they do, it will be extremely pricey and costly---to you.