Financing in 95482>Question Details

Jaxs, Home Buyer in 95482

low credit score need 30 fixed home loan to purchase home

Asked by Jaxs, 95482 Tue Jul 17, 2012

I have a low credit score, is there anyone that will take a chance on giving me
a home loan?

0 votes Share Flag Financing in 95482

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0 votes Thank Flag Link Wed Oct 9, 2013
Hi Jaxs,

I work for a true mortgage bank that services the loans we fund. We do not have dreaded "lender overlays" which means we can go down to a 580 mid-score & still require on 3.5% of your purchase price as a down payment.

Please feel free to contact me directly if you have any further questions, I'd be glad to help.

All the best,

Roswell Moore, CMPS
Certified Mortgage Planner
480-422-5095 direct

We are a Direct Lender, Mortgage Bank where we originate, process, underwrite, fund, AND SERVICE our loans, in-house, with FHA (starting at a 580 score AND still only 3.5% down), FHA Streamline loans (NO minimum credit score, NO appraisal required) Go Green rehab loans, HomePath, Investor Friendly (10 financed properties), VA, USDA, Jumbo, Conventional, plus, we allow Escrow HoldBacks!
Web Reference:
0 votes Thank Flag Link Tue Jul 17, 2012
Yes we work with buyers to improve their credit score so that they get the best rate possible for a 30 year fixed. We can help show you ways to improve your credit while looking for the home you want to buy. The better the score the better low rate you will want to pay for the nest 30 years!

Give me a call to discuss your options futher
Lia Patterson,Realtor
RE/MAX Full Spectrum
601 S. State St.
Ukiah, CA 95482
0 votes Thank Flag Link Tue Jul 17, 2012
Hello Jaxs,

How low is your credit score? I have a conventional loan with a 620 fico score and can go as low as 640 on FHA.

Thank you.

Michael Abram
First Capital Mortgage
NMLS #235060
Direct: (310) 434-1718
0 votes Thank Flag Link Tue Jul 17, 2012
i dnt have credit is ther any posible way to get a lone with out credeit
Flag Tue Aug 28, 2012
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