I think you have made some truly interesting points. Not too many people would actually think about this the way you just did. I am really impressed that there's so much about this subject that's been uncovered and you did it so well with so much class. Good one you man! Really great stuff here. To learn more simply search
I work for a true mortgage bank that services the loans we fund. We do not have dreaded "lender overlays" which means we can go down to a 580 mid-score & still require on 3.5% of your purchase price as a down payment.
Please feel free to contact me directly if you have any further questions, I'd be glad to help.
All the best,
Roswell Moore, CMPS
Certified Mortgage Planner
We are a Direct Lender, Mortgage Bank where we originate, process, underwrite, fund, AND SERVICE our loans, in-house, with FHA (starting at a 580 score AND still only 3.5% down), FHA Streamline loans (NO minimum credit score, NO appraisal required) Go Green rehab loans, HomePath, Investor Friendly (10 financed properties), VA, USDA, Jumbo, Conventional, plus, we allow Escrow HoldBacks!
Give me a call to discuss your options futher
RE/MAX Full Spectrum
601 S. State St.
Ukiah, CA 95482
How low is your credit score? I have a conventional loan with a 620 fico score and can go as low as 640 on FHA.
First Capital Mortgage
Direct: (310) 434-1718