If you really want to pay a ton of points and fees to get low APR, write me a check right now and we'll burn it right in front of you.
Pair yourself up with someone local who knows what they're doing.
APR and such is so overstated - there is more to a loan than that.
Get yourself a low interest rate, low fees, and someone who is willing to walk you thru the process so you are comfortable with the results. Don't fall prey to the online lenders.
If you need a good referral, let me know.
With the economy today, many people are struggling to make ends meet.
When it comes to getting a loan and the lender getting a commission, I want to think that by choosing someone local, you are putting money back into the local economy for their commission, which they can spend back into the community and area in which you're buying in.
Given that, you have the opportunity to help build the area up, possibly helping revitalize business, communities, etc. Why give that money away to someone out of state to spend (someone is always going to earn a commission for doing your loan) when it could be spent here?
Makes sense to me to do it this way, anyway.
I always feel when buying a home you should use a local lender for the mere fact that you need a local contact.
Any good local lender should be able to match very closely the APR's promised on these other websites. The lending process has changed drastically in the past 3 years and you really should use a local lender that can guide you step by step.
I would be happy to refer you a great local lender. Please contact me if you wish at firstname.lastname@example.org.
I live in Northville as well.
Good Evening!! It would depend on what type of mortgage you are applying for. Advertised rates are usually not the rate you end up with. I would check around to local area lenders before I would consider going out of state. What you want to compare are the costs the lenders charge up front. As a Realtor I always recommend my client use a local lender I find it faster, easier and more convenient.
Karen Paytas, GRI, CMS
Real Living Kee Realty