Mortgage Broker or Lender, Laguna Niguel, CA
Assuming a $130,000 loan amount at a 4% rate for 15-years, the principal & interest payment would be $961.59. You said the property taxes are $3,600/year, or $300/mo, and your insurance probably will be in the neighborhood of $600/year (based on a recent purchase in Salem, MA I did), or $50/mo.
Depends on interest rate, loan program, down payment, hazard insurance, mortgage insurance(if required), HOA(if any). Mortgage calculators are fine for a general idea but the best thing you can do is to talk to a lender that can show you all of your options in writing.