Keep in mind that they also take other factors into consideration such as your debt to income ratio and your work history.
Let us know what you find out.
Many lenders have imposed credit score overlays to FHA loans, some now requiring 640. However, Ms. Levinson is incorrect in making a blanket statement as many lenders still offer FHA below 640, Ryan. Find and interview several loan officers and hire one to work with you. Be very careful of Credit Counseling offers, many report to the bureau or play hardball with your creditors, and can actually be treated by lenders as a BK and keep you out of the market for an additonal 3 years.