Trulia Voices—Port Saint Lucie

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i want to buy a home in port st lucie. range of home $150K to $250K great credit. low down payment $5k to 10k

Is this possible?
Fri Mar 28 2008, 09:51 - Port Saint Lucie - Financing - 7 answers
 
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John Barbo...
Home Buyer
in san juan, pr
John Barbo..., Home Buyer in san juan, pr in san juan, pr
Answers (7)
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Herman Chang was FIRST TO ANSWER
Dear John since it looks like you reside in Puerto Rico currently you would have to have a job locally to use FHA. which would fit the loan amount mentioned above. A good rule to use for the amount you can borrow without over extending yourself would be 3 to 3.5 X your annual before tax income, so in this instance your looking for income of $50K to 80k per year. Good luck

Mon Apr 7 2008, 08:39
 
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You can buy almost any type of home oyu want! For about $220K you can get a BRAND NEW 3/2 + Den with all the bells and whistles in PSL on a 1/4 acre lot in nice area with NO problems on your financing. If you want to see ALL homes on the market, to look at on your own time, call me at 1-800-225-5947 ext/ 4643, and I will register you on our site (FREE) and you can put your own criteria in, and see every home on the MLS! Hope to hear from you soon! Sandy

Mon Apr 7 2008, 08:06
 
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I have a client that has his investment home listed with a local Realtor in Port St. Lucie in this price range. It is a short sale and he really needs to move it. Use my website below to contact me.

Fri Mar 28 2008, 20:39
Web Reference: http://www.athomewithdonna.net
 
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There are plenty of homes in the price range you are inquiring about. As far as mortgage programs, there are still many options to those who have good credit. I have a couple of really great mortgage lenders who will give you your options, based on your individual circumstances. Give me a call. 772-486-4306 (cell) or 888-476-0846 (toll free). I'll be happy to point you in the right direction.

Fri Mar 28 2008, 15:11
Web Reference: http://www.MakeMartinCountyHome.com
 
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FHA is a great option for you. FHA only requires a 3% down payment and does not penalize you by charging a higer rate for the low down payment. We still have 97% conventional loans also. The rate on FHA today is 5.5%. The seller can pay up to 6% in closing and prepaids.

I am licensed in Florida


Sally W. Hamby Sunshine Mortgage, Atlanta,GA

Fri Mar 28 2008, 14:31
 
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You can also get an FHA loan w/ a low down payment.

Fri Mar 28 2008, 10:09
Web Reference: http://www.keyes.com/herman.chang
 
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FIRST ANSWER
Take a look at this property for sale in the link. It's a 4 bedroom, 2 bath and 2 car garage for $130K. Let me know if it interests you.

Fri Mar 28 2008, 10:07
Web Reference: http://rmlsfl.mlxchange.com/Pub/EmailView.asp?r=1431631...
 
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