Financing in Albany>Question Details

Firsttime, Home Buyer in Albany, NY

i need financing, (40-100,000). i have poor credit (mid to low 500's) with no current bills. please contact me asap with any options.

Asked by Firsttime, Albany, NY Thu May 19, 2011

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Anna Brocco’s answer
There are other factors besides credit that determine mortgage qualification, therefore consider visiting with any qualified loan officer, after reviewing your overall financials, a determination on qualification can be made, the type of loan, how much, how much down, etc., then go from there. Be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously.
0 votes Thank Flag Link Thu May 19, 2011
I would suggest contacting a mortgage broker who can compare various products for you. He or she will be familiar with the types of loans you may qualify for. Please call or e-mail and I will give you a few names and numbers.
0 votes Thank Flag Link Wed May 25, 2011
Like Anna said below, you should speak with a local lender to see what you qualify for. They can best help you with what to do & what you qualify for.
The Marie Souza Team - Top Selling on Cape Cod
Cape Cod Real Estate Services
Phone: 508-790-2000
0 votes Thank Flag Link Thu May 19, 2011
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