Your scores indicate that there is a problem. Go to your local nonprofit housing group for credit counseling. They will tell you what you need to do to bring up your scores. There isn't a charge and they will go over budgets with you. When your score goes up then speak with a mortgage officer.
Agent, Kensington & Parkville, Brooklyn, NY
Yes you can get mortgage.Make no mistake good credit score is the requierments of getting mortgage.But there are some exception of this rule.So if you are in this exception answer is yes.You may talk to a mortgage banker to find out your situation.Good luck.