Good question. You might be able to 'qualify' for a loan even with a poor credit rating. By just barely qualifying you will pay a higher interest rate for that money, buy hey you'll get the loan and it's a good deal or is it?
If you begin with credit restoration however, you can improve your credit rating and learn some new saving habits and then not only will you qualify for the loan but you will "Qualify Well" for the loan and save yourself a lot of money.
Once your credit score is higher and you impliment new spending and saving habits you can finance cars with lower interest rates, pay no or low interest rates for credit cards and more. Good credit is achieveable and I will assist you repair and rebuild your credit rating so that you can not just barely "qualify" for a mortgage, but "qualify well" for a mortgage! Good luck!
Is there any way that you can do owner financing too for that remaining 10k?
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