Dear Cata,

Good question. You might be able to 'qualify' for a loan even with a poor credit rating. By just barely qualifying you will pay a higher interest rate for that money, buy hey you'll get the loan and it's a good deal or is it?
If you begin with credit restoration however, you can improve your credit rating and learn some new saving habits and then not only will you qualify for the loan but you will "Qualify Well" for the loan and save yourself a lot of money.
Once your credit score is higher and you impliment new spending and saving habits you can finance cars with lower interest rates, pay no or low interest rates for credit cards and more. Good credit is achieveable and I will assist you repair and rebuild your credit rating so that you can not just barely "qualify" for a mortgage, but "qualify well" for a mortgage! Good luck!

A personal loan from your bank would be the best avenue for you. The amount is too small for any lender to deal with and IF you do find someone that will do it, the fees would be just too outrageous.

Is there any way that you can do owner financing too for that remaining 10k?

Naima
214-289-8555
Naima@Sumner-Realty.com

Call me directly at 214-682-0598 I have a couple of options for you.

Thanks
RJ

You would most likely need contact a local bank for a personal loan for remaining balance. Happy assist if yoiu need search

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