Hi Jack, what is the loan amount that you are trying to refinance, and has your home value went down, and what type of loan is it that you are trying to refinance... I am a loan officer in metro east... please call my office @ 618-594-8648...

Hello Jack! Thanks for posting your question. I know that you have already had a couple of other Realtors respond to your question, but I HIGHLY recommend that you call Greg Griffin with MetLife Home Loans. MetLife is the company that I send 100% of my customers to, whether they are making a new purchase, or whether they are refinancing. Give Greg a call and let him know that I sent you to him. MetLife has wonderful refinance programs, and their closing costs are a FRACTION of those of other lenders.

You can call Greg directly at 618-288-8620 or you can email him at ggriffin@metlifehomeloans.com. You can also contact me directly at 618-741-8552 or Brad@MoveWithBrad.com. I would be happy to help you in any way that I can.

Brad Huffman
RE/MAX Preferred Partners
618-741-8552
Email: Brad@MoveWithBrad.com
Website: http://www.MoveWithBrad.com

You could try to get a loan modification. If that also doesn't work for you, then you could try to get a bridge loan, and use that to refinance your loan. You could also offer to sell your property with a lease-back provision, and with a buy-back option.

Hi Jack,

I'm no financing whiz, but I know someone who is.

Try calling Chris Brown, he's a local mortgage broker at Mortgage Makers in Edwardsville. If he can't help you personally, he can certainly explain your options and help your situation. His number is Cell: 618-978-1370 and his e-mail is cbrown@mortgagem.com

I hope this helps.

Take care,
Kristina