If you contact the seller by e mail, use correct grammer and spelling. It is important to many people.
Sera M. Smith
Texas Loan Officer
NMLS # 354776
Unfortunately, I am not a mortgage lender or a credit counselor so you really should speak to one or both before making any decisions. A mortgage lender can help you establish your buying power and timeline. After you have a better idea of your financial options, you should speak to a good REALTOR to discover your housing options as well before you resort to rent to own or owner finance. If you need references, feel free to call me.
Coldwell Banker D'Ann Harper, REALTORS