You should really just cal up a reputable or recommended loan officer in your area and give him your general info to see what they say.
It really depends on your individual circumstances. Lender are getting more strict in the terms for approving loans. No two potential buyers are the same. I would recommend for you to discuss this with a mortgage person so that you have a general idea of where you fit in to the process.The loan qualification is based on things like income and other debt. If you have a high credit score and low debt and have not worked that long you are most likely a better candidate than somebody with a low credit score and working for five years. Please give me a call if you need assistance in locating a mortgage person that is willing to discuss all this with you. Its a great way to get started and gives you a real picture of when you most likely would be able to get a mortgage, and just how the process works.
Thanks for your interest!
Key Properties of the Hudson Valley LLC
845-527-7115 or email me at email@example.com