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Robert L. Hanson
Gladewater National Bank
First Time Homebuyer Specialist
Direct: 240-752-7549 Cell: 301-651-7822
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I know of one who might do it, but the other answers all address the most likely success obtaining a loan of this amount.
1. owner financing
2. your own bank or a credit union
3. private investor
There is a lender for you.
Other options include:
--Personal bank loan. The interest rate will be higher and the term shorter, but that's one way.
--Private investors. There are plenty of folks out there willing to invest. Again, the interest rate will be higher. To find private investors, you can look in the "Business Opportunities" section of your newspapers. Or go to meetings of some local real estate investment clubs. You can find a listing, by state, at http://www.creonline.com
--Owner financing. Either screen for properties in which the owner is willing to finance the property, or make offers on properties with the requirement that the owner provide financing. There are a few other techniques that might work, such as a "wrap" mortgage--in which the seller wraps his/her current mortgage with your mortgage. A real estate lawyer can explain that to you.
--Friends and relatives. Some of them might be willing to lend you the money.
Hope that helps.