City of East Orange
Dept. of Neighborhood Housing & Revitalization
44 City Hall Plaza
East Orange, NJ 07019
On a $250,000 house, 3.5% is $8750 down payment. Plus closing costs of maybe $8,000-11,000 depending on who you use as a loan broker or as a direct lender. There is a difference. Or simply call me and I will discuss how to get good free advice on home buying loans.
Carl B Witzig
272 Bellevue Ave
Upper Montclair, NJ 07043
973 746-1515 office
973 632 8593 cell
There is down payment assistance grants available if you qualify for them. Each county has it's own guidelines. If you would like to get more detailed information, you can visit my website and click on the down payment tab.
Good luck to you.
Save your money for a downpayment. Don't buy a house with your boyfriend. If, for some reason, you break up then you are stuck with each other in the house for a long time? Wait another year to buy, prices are declining. Good Luck
http://www.cityofjerseycity.com/hedc.aspx?id=5332 - Golden Neighborhoods Homeownership Program
Various programs in NJ:
In addition, you can also get a gift or personal loan from a family member to help with FHA's 3.5% down payment and any closing costs you cannot negotiate for the seller to pay.