Financing in 92019>Question Details

Troberson, Home Buyer in 92019

can i get a home loan with a 610 credit score but i do have deliquencies on my credit report that i am?

Asked by Troberson, 92019 Tue Jul 28, 2009

currently disputing most have been disputed or paid.

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You can get an FHA loan with under a 600 middle score with some lending institutions but not many. I would recommend finding a broker or service to help you locate a reputable lender that can approve your loan at a decent rate. I have client's who have got approved and received a good rate at The Lenders Network with FHA and VA home loans. If anyone can find you a loan they can!
0 votes Thank Flag Link Mon Oct 14, 2013
Hello Troberson
With FHA Programs your score doesn't matter they look for 2 years employment 2 year tax returns.and so on if you worried about that dont. you can get a great low rate with fha.
give me a call i can give you more information about the mortgage industry. I have 6 years of experience in Home Lending as well as Real Estate
Robert Sanchez
RubenRealty.com
619-867-4543 mobile
1800fico@gmail.com
0 votes Thank Flag Link Sun Aug 2, 2009
Talk to your mortgage broker about a rapid rescore, after some things have been paid but the score hasn't gone up yet, the rapid rescore can change that.
0 votes Thank Flag Link Thu Jul 30, 2009
Call Mary Anne at 858 688 9026. She is a local mortgage banker in San Diego. Tell her Chris referred you.
0 votes Thank Flag Link Tue Jul 28, 2009
Hello,

The VERY BEST thing you can do is contact some lenders and ask what can be done.

Check with friends for who you should contact.

Best regards,

Mark and Kari Shea
San Diego Real Estate Experts
Foreclosure, Short Sale & Investment Specialists,
Development Opportunities & Traditional Real Estate
0 votes Thank Flag Link Tue Jul 28, 2009
We can do FHA loans with at least a 600 FICO. I would need to see a credit report and actually run it through the automated approval engine however to be sure however.

Feel free to contact me if you want further help. I am in AZ - not sure where you are.

Kyle 480.628.1943
Nova Home Loans
0 votes Thank Flag Link Tue Jul 28, 2009
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