Financing in 02721>Question Details

Daniel Lepage, Home Buyer in Fall River, MA

can any first time home buyer get a preapproved loan if they are on disibality and their credit score is over a 700 i am interested in a forclosure.?

Asked by Daniel Lepage, Fall River, MA Fri Apr 13, 2012

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Hi Daniel! You should speak with a loan officer. Many of them are able to help you get a pre-approval over the phone if you are able to fax and e-mail the documents that they need. I am sure some agents in your area may post recommendations for loan officers, but if not, you can always use the "Find a Pro" search in the top right of the Trulia website.
1 vote Thank Flag Link Fri Apr 13, 2012
Call trish advanced mortgage 5082775922
0 votes Thank Flag Link Fri Apr 13, 2012
Yes. You do need to qualify based upon your income(disability), assets, liabilities and credit. Its pretty much the same as a regular loan except your disability is counted as your income. Best thing to do is contact a local mortgage broker, bank or credit union and discuss your situation with them.

Good luck.
0 votes Thank Flag Link Fri Apr 13, 2012
Hi Daniel, your description definately suggests you are a suitable candidate. Please call a mortgage broker who can shop for the best rates and from a lender list. Good Luck!
0 votes Thank Flag Link Fri Apr 13, 2012
Hi Daniel,

Yes! I have done many loans for a person with disability income. It's just a matter of qualifying you, and that is easy enough. If you'd like to speak, please call me any time- Scott McCauley 603-610-8852.

Regards,
Scott McCauley
Licensed Mortgage Planner
Regency Mortgage
http://www.LendWithScott.com
0 votes Thank Flag Link Fri Apr 13, 2012
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