Above and beyond this disclosure you have a three day right of recission on a refinance and can actually cancel the loan anytime within 3 business days AFTER the loan closes. So, if you're not happy with everything just simply walk away.
If you would like I would be happy to review the Good Faith Estimate and/or Truth-In Lending Statement you were provided to give you my opinion of the fees you are being charged. My company has offices throughout New England and we are rated A+ by the Better Business Bureau. Good Luck!