Joshua, there is a lender who will go to 85% on a second, but you should have someone local check on whether that is applicable in California. We do both banking and brokering, and have an office in California, but personally I am not licensed there.
Happy funding, Rudi
Yes, there is an alternative. I work for a mortgage bank that provides Jumbo loans up to $5 MM with as little as 10% down.
Please feel free to contact me directly; I'd be glad to help.
All the best,
Roswell Moore, CMPS
Certified Mortgage Planner
We are a Direct Lender, Mortgage Bank where we originate, process, underwrite and fund, in-house, FHA (w/a 580 score), 203k, VA, USDA, Jumbo, Conventional, loans to Canadians, Australians & other Foreign Nationals, on time. NMLS ID 263779 | AZ BK 0903725