(It helps brokers and agents who answer your question, when you choose a Best Answer.)
You also will not have MI (Mortgage Insurance) on a monthly basis like you would with an FHA loan. And sellers can contribute to closing costs.
Homes are listes on HomePath.com. Select lenders can accomodate the homes listed on the site, and I am one of them. Please feel free to contact me to get pre-approved- my contact info is at http://www.LendWithScott.com .
Annie-Mac Home Mortgage
Good luck. Jason