Financing in Montana>Question Details

harkness.pho…, Home Buyer in Whitefish, MT

Will I need to submit more bank statements?

Asked by harkness.photography, Whitefish, MT Tue Jun 18, 2013

So I have submitted what I think is all the paperwork that my loan officer needs-- 3 tax returns, 2 W2's, a paystub, and 2 months of bank statements. He has gotten back to me and let me know what kind of loan I can qualify for. In the meantime, I accidentally overdrew my bank account by almost $500 because I didn't realize a check hadn't been cashed, and it will show up on my most recent statement. I've hesitated to ask the loan officer this question because I would assume he's supposed to report everything he knows. I've got a property I'd like to make an offer on, but I want to know the likelihood of needing to submit that next bank statement that would reveal my screw-up, and how likely it would be that I wouldn't be able to get a loan because of that.

Thanks,
Sloppy bookkeeper

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