Financing in Apple Valley>Question Details

Tony Cracraft, Home Buyer in Lucerne Valley, CA

Who is my best bet for getting a mortgage in apple valley ca with a credit score of 620 and some medical debt?

Asked by Tony Cracraft, Lucerne Valley, CA Thu Jun 14, 2012

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3
Tony;

A lender will pull your credit from 3 credit bureaus, and will use the "middle" FICO.

A 620 isn't a bad score, and I believe FHA has recently removed the requirement to pay minor debts.

An excellent lender in Apple Valley is Roy Quintanar at Alaska USA Mortgage. You can contact him at (877) 722-8919.

Do not hesitate to contact me with any questions you may have.

Bo Goulet, cdpe
Certified Distressed Property Expert
DRE #01854568
Shear Realty-Spring Valley Lake
12170 Spring Valley Pkwy.
Victorville, CA 92395
Mobile: (760) 713-6137
Fax: (760) 243-4552
1 vote Thank Flag Link Mon Jul 2, 2012
Hi Tony,
You may want to call a local lender and see if they can look at your situation and offer some advice.
Matt @ Regal Mortgage is good. 760.843.8491. Rory at Wells Fargo is good. 760-843-3899 Ext.102.
1 vote Thank Flag Link Fri Jun 15, 2012
Rory IS highly recommended.
Flag Fri Jun 15, 2012
Your best best is going to be going to a reputable lender and seeing if you qualify for an FHA loan. FHA standards tend to be a bit more flexible than those required or a conventional loan. Good luck!
0 votes Thank Flag Link Thu Jun 14, 2012
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