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Who are good lenders in this area?

Mon Apr 23 2007, 15:51 - Santa Barbara - Financing - 4 answers
 
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J.P.
Home Buyer
in Tampa
J.P., Home Buyer in Tampa in Tampa
Answers (4)
Show me:  Recent Answers     Oldest Answers     Highest Rated  
 
Daniel Zia was FIRST TO ANSWER
ALWAYS use a local broker or lender. You can always use a local bank, but the bank's lending box is getting smaller and smaller. My suggestion: find a local mortgage broker. Good mortgage brokers can provide more financing options and normally offer you lower rates.

You can do this two ways:
- Ask a local realtor for a mortgage broker referral or
- Use the website below. The website is to the National Association of Mortgage Brokers, search for a nationally certified mortgage professional - CMC or CRMS designation.

Tue Dec 11 2007, 19:10
Web Reference: http://www.namb.org/assnfe/SearchBroker.asp?SnID=133589...
 
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Yours is a good question, and here's why. It is important to use a local lender in Santa Barbara because it is a unique market, and only local lenders have appraisers who will properly appraise your prospective home so you will be able to get your loan.

Here is my contact info if you need further help. Welcome to Santa Barbara!

Frank Hotchkiss
Sotheby's International
805-898-2084

I recommend Countrywide and Chase locally. Ask for Diana McFarland at the former, and Ken Doss at the latter.

Tue Dec 11 2007, 16:39
Web Reference: http://www.uniquesantabarbarahomes.com
 
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I think there are several good lenders in the Santa Barbara area. There are a lot of professionals here in our little community and I also think with all the issues with lending of late, there will be that extra level of service etc.

The best thing to do would simply be to call or email me directly and then I can give you a few names, their reputations etc.

Look forward to hearing from you.

Kevin Schmidtchen
www.KevinSchmidtchen.com
805-689-6877

Mon Nov 5 2007, 09:48
Web Reference: http://www.KevinSchmidtchen.com
 
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FIRST ANSWER
First Financial and several others. Contact me and I'll give you a list of them.

Mon Apr 23 2007, 15:51
 
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Frank Hotchk…, Real Estate Pro in Santa Barbara
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Answered Mon Apr 23 2007, 15:51 by Frank Hotchkiss in Santa Barbara
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