East Bay Mortgage Bankers, a branch of Sierra Pacific Mortgage Co.
533 Peters Ave., Ste #206
Pleasanton, CA 94566
NMLS: 256845, Branch NMLS #259408, DOCCRMLA license #8171157
No add-ons to the jumbo 1st for having a second when both are through our bank. 1st loan can be fixed or ARM, regular or interest only. No fees for the 2nd, which can be an interest only HELOC or a fixed rate 15 year.
Feel free to also check out
For some FREE informative articles & reports for sellers.
Also http://www.taylorcresswell.com has properties that are currently available for sale.
Real Estate Agent
Qualifications are quite restrictive, but not daunting. I just completed a refinance using the product with a 7/1 ARM on a 400K loan....saved the borrower over $700 by taking her out of an existing FHA loan at 4.25%.
Be happy to show anyone the comparison on the various products/terms.
All my best,
Eddie W. de Leon
Senior Loan Officer
951-210-2101 - Cell
2 Options allowing for only 5% down with NO MI required -
I. Is for certain occupational types
If your occupation is one of the following then you should take full advantage of this offering.
5% down, NO MI, flexible qualification, rates well below 4%
II. Is for First Time Home Buyers
Here are the highlights of this unmatched program that we've had success with closing deals and saving our clients a lot of money.
1. NO Mortgage Insurance in payment or rate
2. 5% down
3. 30 year fixed rate
4. NO payment until the 5th month after closing.
5. NO origination fee, NO points, and NO junk fees
6. single-family home or townhome eligible
7. 680 credit score
This Sr. Mortgage Banking Officer/VP is Tom R. Callahan at BBVA and his e-mail firstname.lastname@example.org
Tom has been assisting home buyers for over 27 years and is recognized on a national level with the Mortgage Bankers Association as a leader within the industry.
Good luck to you, TJ - PhD
Web Reference: http://www.bbvacompass.com/mortgages/tcallahan
If I can clarify any questions for you, please feel free to contact me via my profile. Best to you!
you can get a purchase loan or a refinance at 96.5% through FHA... but probably no Home Equity Loan (they are too different products all together... the HELOAN is tied to the Prime index and is variable... is also not backed by fannie mae, freddie mad or HUD... whereas a typical mortgage generally is.. and is fixed or tied to the T-Bill Yields...
Best of luck! I f you have any questions email me and I can point you i the right direction...