Financing in 90019>Question Details

Kelly Settle, Home Owner in Clearwater, FL

Where can I get a 90% LTV home equity loan in Florida?

Asked by Kelly Settle, Clearwater, FL Fri Feb 22, 2013

0 votes Share Flag Financing in 90019

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I am a Realtor in California. Lending practices are general across the country but each state may have different specifics. I would check with a direct lender in Florida to see if any will allow a 90% equity loan. Lending practices are tight and Florida may not allow a 90% equity loan. Verify the maximum loan to value lenders in Florida will allow.

Lending requirements:
- Appraisal of subject property
- Borrower's credit report with specific FICO score
- 2 years work history
- 2 years annual income
- Debt to Income Ratio

Good Luck check with local direct lender.

Gail Mercedes Cole
EXP Realty
0 votes Thank Flag Link Sun Jun 9, 2013
May want to try PNC Bank, they are going to 89.9%.
0 votes Thank Flag Link Fri Feb 22, 2013
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