Where can I find a VA lender near me in Los Angeles/Santa Monica?

Justinpearce
Agent
90402

Answers (6)
Jonathan Taylor
Agent
Orange County, CA

Click here it has Pacific Palisades Community links
http://www.homebuyershope.com/links_main.shtml#PACIFIC_PALISADES

Wed Sep 10 2008, 15:21
James Wheeler M...
Mortgage Broker
or Lender

33762

The lenders are all around the country, and they all fund loans with money that comes from across the country and around the world. It all comes down to the individual you're working with. That person can be local or not. In this day and age, it's easy to work with a mortgage specialist who isn't in your own back yard. But talk to them and feel free to ask for references. Make sure you're comfortable that they know what they're doing and they're going to work hard to protect your interests. Make sure they're FHA-approved, so you know they have access to FHA, VA, conforming, etc - every type of loan that might possibly be right for you.

Sat Sep 6 2008, 16:13
Sean Thorson
Agent
McLean, VA

Hello,

I believe there are tons of lenders avialble to help you in LA, and most of them are very helpful. However, since it came up to my attention, I would like to throw some information about VA loan. First of most; VA loan amount only goes up to $417,000. This includes funding fee which is charged by VA. If you pay cash for funding fee, your loan amount still goes up to $417,000, and the beauty is 100% percent financing, no mortgage insurance. Your credit rating is a factor, but not that important. However, your overall debt ratio is the Factor to qualify you. It ususally approves 41- 43% debt to income ratio, still, it depends on DU underwriting system, it varies with banks. Since it is orginated and serviced by banks. It is very important to know that it is insured by VA not originated by VA, therefore, if you are second or third time user you will face higher funding charges.

Please call 415 438 0923 or email me at sean.thorson@wachovia.com if you have any question.

Sean

Sat Sep 6 2008, 15:31
Monique Carrabba...
Agent
Los Angeles, CA

Hello Justin,


I also work with a lender at Chase Bank that can help you in Santa Monica. His name is Chris King with Chase in Santa Monica. His email is chris.p.king@chase.com

Best,

Monique Carrabba
Keller Williams Wilshire
mcarrabba@kw.com

Sun Aug 10 2008, 22:41
Maggie, your RE...
Agent
Long Beach, CA

I just closed a VA loan with Scott Chaplin of Chase Bank. He was wonderful and everything went smoothly!

Scott Chaplin
Senior Loan Officer
Chase
(714) 921-6715
(800) 260-3477 x715
Fax (714) 364-6233

Thu Aug 7 2008, 18:08
Bob McClure- Mo...
Mortgage Broker
or Lender

48170
FIRST ANSWER

good evening..i would be glad to help you.....my name is bob mcclure- i have almost 14 yrs. of experience..in low risk, high risk, and tough, complicated home mortgage financing ..... i am licensed in 19 states and can close you in your own backyard...
(248) 974-4444.....

Thu Aug 7 2008, 17:50

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