Here's a blog post on Zillow about the mortgage process that you might find helpful:
Best of luck!
Chad Gray PA, Realtor
Luxury Living Fort Lauderdale
Coldwell Banker Residential Real Estate
100% of clients rated our service as "EXCELLENT"!
1.- Excecuted sales contract. (signed by buyer and seller)
2.- Social secutiry numbers of applicants
3.- Completed address for the past two years including name of the landlords and phone numbers
4.- Name, address and phone numbers from all income earned for the past two years.
5.- Copies of previous two years W-2 forms
6.- Copy of most recent year to date pay stub
7.- Name, address, account numbers, monthly payments and current balances for:
installments loans, revolving charge accounts, student loans, mortgages loans and car loans.
8.- Name, address, account numbers and balance of all deposit accounts, including: checking
accounts, saving accounts, stocks, bonds and 401K account.
9.- Two pieces of ID.
10.- If you choose to include income from child support/Alimony bring copies of court records and cancelled checks showing received of payments.
Best of Luck,
Century 21 Tenace
For loan approval you will need the following paperwork:
- loan application
- last two years tax returns
- most recent pay stubs covering your last 30 days of employment
- last two months checking/savings account statements showing enough funds to close
- driver's license
- social security card if FHA loan
Please feel free to email or call me anytime for a no obligation free quote.
Licensed Mortgage Professional
Serving All of Florida
888-246-9060 Toll Free
Clear Mortgage Lending, Inc
5200 North Federal Highway
Fort Lauderdale, FL 33308