Trulia Fort…, Other/Just Looking in Fort Lauderdale, FL

What paperwork does one need to provide to get a mortgage approved?

Asked by Trulia Fort Lauderdale, Fort Lauderdale, FL Thu Feb 28, 2013

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There is always a possibility that the Lender will ask for more documents, but these list will give you a good idea.

1.- Excecuted sales contract. (signed by buyer and seller)
2.- Social secutiry numbers of applicants
3.- Completed address for the past two years including name of the landlords and phone numbers
4.- Name, address and phone numbers from all income earned for the past two years.
5.- Copies of previous two years W-2 forms
6.- Copy of most recent year to date pay stub
7.- Name, address, account numbers, monthly payments and current balances for:
installments loans, revolving charge accounts, student loans, mortgages loans and car loans.
8.- Name, address, account numbers and balance of all deposit accounts, including: checking
accounts, saving accounts, stocks, bonds and 401K account.
9.- Two pieces of ID.
10.- If you choose to include income from child support/Alimony bring copies of court records and cancelled checks showing received of payments.

Best of Luck,

Maria Cipollone
Century 21 Tenace

http://www.Flahomespecialist.com
5 votes Thank Flag Link Thu Feb 28, 2013
Trulia Fort Lauderdale,

Here's a blog post on Zillow about the mortgage process that you might find helpful:
http://www.zillowblog.com/2011-05-31/know-before-you-owe/

Best of luck!

Chad Gray PA, Realtor
Luxury Living Fort Lauderdale
Coldwell Banker Residential Real Estate
754-300-6040

100% of clients rated our service as "EXCELLENT"!
http://luxurylivingfortlauderdale.com/what-clients-are-saying/


.
1 vote Thank Flag Link Mon Mar 4, 2013
Hi,

For loan approval you will need the following paperwork:

- loan application
- last two years tax returns
- W2's/1099's
- most recent pay stubs covering your last 30 days of employment
- last two months checking/savings account statements showing enough funds to close
- driver's license
- social security card if FHA loan

Please feel free to email or call me anytime for a no obligation free quote.

Thank you,

Matt Tarka
Licensed Mortgage Professional
Serving All of Florida
888-246-9060 Toll Free
954-605-2450 Direct
954-343-8098 Fax
mtarka@clearmortgagelending.com

Clear Mortgage Lending, Inc
5200 North Federal Highway
Suite 2
Fort Lauderdale, FL 33308
http://www.clearmortgagelending.com
0 votes Thank Flag Link Thu Feb 28, 2013
In order to get you a approval letter the Loan Officer will need proof

W-2 for 2 years and most recent pay stub
Authorization to Verify Credit Signed
Proof of residency for 24 months verified
Proof of Employment (verified for 24 months)
Drivers License
Social Security Card


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0 votes Thank Flag Link Thu Feb 28, 2013
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