I do believe that the state program is still in place. Qualifying has probably tightened, but what hasn't?
Here's a website to check out...... http://www.mnhousing.gov/consumers/home-buyers/loans/index.aspx
I hope that helps!
Thanks, Todd Norsted
If you would like a referral for two outstanding brokers that I work with please click on my web reference below. Thanks!
Russ Christian - Edina Realty Mortgage
Nicci Brown - Edina Realty Mortgage
FHA still has a program where the seller pays the buyers closing costs and down payment but it is supposed to go away 3/31/08.
Things are changing daily in the mortgage market, I would suggest you talk to a lender or two. If you would like a referral please let me know.
Michael Doyle Realtor