Financing in Modesto>Question Details

Lura Bailey, Real Estate Pro in Modesto, CA

What kind of paperwork is the most important for buyers to be prepared when they meet with a lender to get pre approved to buy a home?

Asked by Lura Bailey, Modesto, CA Mon Feb 15, 2010

Help the community by answering this question:


Harold Sharpe’s answer
Hi Lura
2 years tax returns
2 years w-2's
a couple pay stubs
2 months bank statements showing down and closing money
and if that doesnt work
your first born
your right arm and your left leg.

Harold Sharpe
So Cal Homes Realty
(951) 821-8211
0 votes Thank Flag Link Tue Feb 16, 2010
Hi Lura,
short list:
last 2 paystubs
last 2 bank statements
last 2 yrs 1040's
dr license & s.s.card or passport
0 votes Thank Flag Link Mon Feb 15, 2010
Hi, Lura

To add to Thadeus:
- If hourly or salaried, you'll also need your last 2 W2s.
- If the person is collecting social security: last 2 1099 and current awards letter
0 votes Thank Flag Link Mon Feb 15, 2010
Hi Laura,

I call it the 222 rule.

0 votes Thank Flag Link Mon Feb 15, 2010
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