That's not the highest one, nor the lowest one, but the one in the middle.
Most lenders use the middle score to determine several things about your loan, including whether you qualify for the program or not.
Depending on how much you have saved up for closing costs and down payment, you might qualify for a nice, low interest conventional loan (assuming there are no gotchas in your credit report).
A gotcha would be something like 2 years ago you filed bankruptcy, but now your middle score is 668. Sorry, Charlie, no loan for you, probably.
You might have only $3,000 saved up and want to purchase a $140k house. Sorry, not enough down payment.
So, average score or middle score, that's not the whole story.
Lisa Montes-"Your Home Retriever"
United Real Estate
You should contact one fo the local credit union, they are usually more eager to work with home buyer with lower interest rate.
JP and associates
Throw out the highest and lowest scores and give me the one in the middle.
What price range are you looking?
How much do you want to put down for a down payment?
You have options, but the answers to these questions will help us answer with more accuracy.
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