I am a loan broker in San Jose and have been closing many deals this year combining a number of programs.

Call: 408-975-2400 Ext 284
Randy

With all the loan news and lending changes lately, many people think that they cannot possibly qualify for, or afford to buy a house, townhouse, or condo. On the contrary, some new lending packages may make it easier than you might think to actually own your own American Dream! Never before have we had lower real estate prices at the same time as low interest rates -- an unbeatable combination!

If you or your friends or family might be interested in this, reserve your seat at an educational workshop on:

WEDNESDAY JULY 30
7:00 PM
Call 408 861-2447 to reserve your spot

- Special purchase progranms are available only through December 2008
- Very low down payments required
- Some assistance may be available for down payment
- Easier credit score qualifications

Hi Devin,

Great leads so far.

Also, check out the Housing Trust of Santa Clara County at http://www.housingtrustscc.org. The Housing Trust has both down payment and mortage assistance programs that you may be able to utilize. Feel free to call for more info.

Take care,

Patrick
(408) 410-9139 http://www.dreamsbytheyard.com

Hello again Devin,
The best starting point for your research is http://www.calhfa.ca.gov. My advice would be start your homework at that site then find a knowledgable agent to help get you qualified.
You will find that calhfa programs can be combined with 95% of the many Down Payment Assistant programs available to you.
Happy hunting,
Bill

Nehemiah Downpayment assistance program will allow up to 6% credits from seller to buyer. If you are an FHA buyer, this will cover for 3% for the downpayment required for FHA and the other 3% will applied towards your closing cost. The seller will have to agree to give you this much credit but is alwas degotiable in your purchase offer. This program is available in most areas as long as your lender allowes it.

Good luck!