Financing in San Francisco>Question Details

Lorriehastru…, Home Buyer in San Francisco, CA

What do I need to take with me when I apply for the mortgage?

Asked by Lorriehastruck, San Francisco, CA Thu Mar 7, 2013

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Answers

6
Hello Lorrie,

You should take:

1. Two recent pay stubs
2. Two to three months bank statements( from all accounts)
3. Most recent Tax return

By taking this info in from the start, you will be giving your lender some much needed tools to get the approval process going.

Your lender will run your credit report.

Best of Luck to You!!!
Kawain Payne, Realtor
2 votes Thank Flag Link Sun Mar 10, 2013
Along with a

loan form "1003" google it.

2010 and 2011 complete tax returns

2010, 2011 and 2012 W2s

Last month pay stub

·Last 2 month bank statements

http://www.theboydcapitalgroups.info/
1 vote Thank Flag Link Thu Mar 7, 2013
Another issue to be aware of is NEVER open new CC accounts or deposit large amounts of money, or make a big purchase during the loan process. Even as long as 9 years ago when "anyone" could get a loan, I had a client who deposited 70K during the transaction, she said it was "matress" money, Bank became wary of the lage deposit and she lost the loan.
0 votes Thank Flag Link Sat Mar 9, 2013
The simple answer is 2-2-2. Two years tax returns if you are self employed, or two years W'2. Two months bank or investment statements showing your down payment money and your last two pay stubs.

Good luck,

Tap
http://www.DavidTapper.com
http://www.TeamTapper.com
0 votes Thank Flag Link Thu Mar 7, 2013
Please read the checklist on the link below
Jacob
NMLS 327086
0 votes Thank Flag Link Thu Mar 7, 2013
Lorrie,

You'll need to verify your income and W2s are required for the last 2 years, tax returns & asset statements.

Regards,
Lizete
Web Reference: http://www.LizeteSantos.com
0 votes Thank Flag Link Thu Mar 7, 2013
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