His number is 415.368.1149, let him know that I gave you his number.
There have been a lot of good suggestions on here which gives you options. I have current clients in a similar situation and want to buy. I have referred them to a mortgage broker I work with at Princeton Capital. I'll be happy to refer you, no obligation on your part.
The other piece of advice I offer is to work with a mortgage broker because they'll be able to look at several different lenders to find the best possible option for you. Going with one bank will limit you and may not give you the best rate. BofA can be a good lender as can Wells Fargo but neither may be the best or only option.
Give me a call at 650-947-2951 and I'll provide all the contact information for the mortgage broker I work with.
Faith Home Loans
The agents in my various Real Estate Offices have had recent success with a Senior Mortgage Officer / Tom R. Callahan / firstname.lastname@example.org
I am sure he can arrange a refinance for you !
My sources report that the bank is still offering this special Professional type loan program and has NO intention of suspending it.
It is apparently great for building bank business accounts.
See below a recent example from a top producing agent of mine.
â€œClient just closed last week at 4.00%, 5/1 arm, no penalties, 1pt , NO MI , NO cash down. Seller even paid all his cost including taxes, etc.â€
And 30yr fixed is around 4.875%, but my client was a Resident and will be buying a new home in 5-6 yrs.
In fact, another agent shared this morning that her client is getting a great deal on a 30 yr fixed, loan of $990k at 4.875%~, which is huge for what they call â€œJumboâ€ money.
It is a wonderful program and I as a Real Estate Broker have received several referrals from prior clients because of this program alone, as they see us as the advocate with expert advice on it.
So they in turn refer their Doctor colleagues and Professionalâ€™s to my agents and Tom Callahan does an excellent job with customer service. It's Great !!!
Good luck to you
Sr. Home Loan Consultant
Live Solid Bank Solid
Scott Miller, Realty Associates, Boca Raton, FL
A typical physician's loan would be somewhat higher than market - but you may have obtained that a while ago. BofA's reluctance could be from a higher than normal loan to value, but if you would like me to review it, I will be happy to take a look for you.
With an address and a current loan balance we should be able to see where you stand with regard to loan-to-value and move forward from there. We can discuss by phone, email or I can arrange to meet with you at your home to make it easier for you both.
Best regards, John J Dutra
I have a question, are you currently upside down in your homes value? If so, please contact me and I would be glad to answer any questions you may have and refer you to someone you can trust.
Matthew A. Bartlett
Century 21 Masters
140 S. Grand Ave., Ste. H
Glendora, CA 91741
Office - (626) 610-1179
Cell - (626) 221-8252
He is the only person I trust to take GREAT care of my family and friends.
Dave is not interested in selling you a mortgage. He will provide you with a financing solution that meets your long term financial goals.
I will take my career on Dave Setti doing an OUTSTANDING job for you today!
Cell: (408) 605-1848
TurnKey Mortgage Solutions, Inc.
2542 S. Bascom Avenue, #203
Campbell, CA 95008
Tell him Louis Stone-Collonge told you to call :)
Holly's cell is 650-270-4800.
Yes, there are other options in terms of lenders I would recommend contacting a mortgage broker/banker since they work with various investors besides Bank of America.